+1 321-261-4386
Residential Mortgages
Buying A House?
I help buyers qualify and purchase homes. Whether you are looking for a VA, FHA or other type of loans, I will help you qualify.
Loan Types
Conventional Loans
Conventional loans are geared towards everything else. Whether you are looking for an investment purchase or a 5% down loan.
300
+
Loans Closed
$7,000,000
+
Loan Values
5
+
Loan Products
462
+
Satified clients
Home Buying Process
Step 1 – Planning
The first step is to talk to a loan officer or bank about your financial well being. As a loan officer I can assess your ability to buy a home and the following:
- Credit worthiness and requirements
- Cash required for downpayment & closing costs
- Loan guidelines
Step 2 – Pre Approval
It is time to get an official Pre-Approval document. This is what a real estate agent will use to draft up a contract. In order to receive a pre-approval letter, you will need:
- Last 2 paystubs
- Previous Year Tax Return
- Easy Application filled out
Step 3 – Purchase
So you have your pre-approval and all of your ducks are in a line. Now comes the fun part. Chose a home, and lets put in an offer. Don’t worry your loan officer will help you with the entire mortgage side.
What My Clients Think
Sam Johnson
Shane helped us close our loan on our first home, the process was so easy and we are excited to finally own a home.
Kimberly Ortega
Working with Shane was easy since day 1. He gave us credit tips that allowed us to fix our credit in order to be approved for a FHA loan.
Lucy Michaels
I will always go with a loan officer over a bank. Since the beginning Shane was willing to lend his time and expertise to us to walk us through the whole home buying process.